Our Team

Chancellor Financial Services, Inc., serves Mokena, IL and surrounding communities. Our mission is to provide the families and businesses she serves with innovative financial strategies, solutions, and planning that result in financial clarity, security, and overall financial health. Making strong commitments to our clients and building life-long relationships are the tenets of our success.

We provide investors custom tailored strategies to meet short and long-term needs. Our goal atChancellor Financial Services, Inc., is to help our clients realize their financial dreams. We offer creative solutions through an open and transparent process utilizing innovative solutions to achieve financial independence.

We empower you to navigate today’s complex financial world. We customize a plan to fit your individual and family needs, as well as the needs of your small or large business.


Karen Prescia Dowling, CEO/President

Karen is CEO/President of Dowling Consulting Services, Inc. She received her Bachelors in Accounting in 1981 from Loras College, Dubuque, Iowa and her Masters in Business Administration (MBA) in 1987 from the University of Nevada, Las Vegas. Karen is a Licensed Life and Health Insurance agent and a Certified Estate Planner (CEP), specializing in Legacy, Long Term Care and Retirement Planning. As an Investment Advisor for Chancellor Financial Services, Inc., Karen develops investment strategies designed based on client’s investment goals. With over 25 years as a Business Consultant, and over 35 years as an Accountant, she has helped both small and Fortune 500 companies improve their bottom line and streamline operations through budgeting, monitoring and analyzing financial performance. Being a Certified Life Coach, Karen has coached individuals through life transitions, guiding them, both personally and financially. Whether your goal is to accumulate wealth, maximize social security benefits, acquire life insurance, set up a trust or retire

with confidence, Karen is passionate about building plans that help organize client assets while protecting them for the next generation. Primary and paramount is her mission to assist clients towards planning a retirement they have always dreamed of, one that will provide them peace of mind & financial freedom throughout their lifetime.

Ronald R. Dowling, CEO/President

Ronald R. Dowling is the CEO/President of Ronald R. Dowling, Inc. and a Strategic Consultant for Dowling Consulting Services Inc. He has been in the Insurance and Legacy Planning industry for over 30 years.  As a Consultant and Certified Estate Planner (CEP), Ron specializes in Legacy, Medicaid and Retirement Planning. As a veteran, he is passionate about helping veteran’s receive VA Aid and Attendance Benefits to help with assisted living or nursing home costs. He has been featured in Forbes Magazine for two consecutive years and with his wife, Karen, has co-authored the book, “Getting Your House in Order.” The book focuses on topics and ideas that can give individuals the confidence to retire successfully and ensure their affairs will be handled according their wishes. Ron holds educational seminars and workshops for corporations, private groups, local residents and organizations at many well-known restaurants around Chicago and the surrounding suburbs.  Ron has made it his mission to educate individuals on how to protect their assets and plan for a prosperous, stress free retirement.

“I’m addicted to helping people. It’s about the self-satisfaction of building plans to protect clients and their assets.”

Jerren Kantor, Administrative Assistant/Client Relations